As Vice President of Sales, Schwarz balances the competing demands of meeting sales goals without sacrificing either CRF’s credit standards or mission. Prior to joining CRF’s staff, Schwarz served on CRF’s Board of Trustees as the Vice Chair and Co-Chair of the Loan Review Advisory Committee. She was the Vice President of Business Development for GMAC Commercial Holding Company (now CapMark), where she developed and revitalized relationships with State Housing Finance Agencies and other institutions and launched the sales function for a private-label higher education loan product for the GM family. Previously, she served as Deputy Executive Director for Production and Lending Programs at the Colorado Housing and Finance Authority, one of CRF’s key lending partners. Early in her career, Schwarz served as a business banker at United Bank of Denver and the Arizona Bank. She holds an M.B.A. from Arizona State University.