Funding hope, one loan at a time


Where does a strong and stable community begin? At CRF, we believe it begins with a loan, a helping hand for small business owners or local non-profits who are willing to take a chance and build something bigger in their area.

With our loans, small business owners expand operations and create jobs. Non-profits build community facilities and charter schools to provide essential services and quality education. Cities add safe, affordable housing. And from each of these efforts, our neighbors in big cities and small towns, in rural environments and low-income areas, realize a better way of life.

Roll over any of the steps below to learn more about how CRF works.

1. Neighborhoods in need

Across the country, communities need our help. More jobs. Better services. Safe, affordable housing. In each of these neighborhoods, local business owners and community leaders stand ready to expand their operations, hire more employees, and start the transformation—if only they can get financing to support their projects.

2. Partners working together

CRF teams up with partners to deliver loans that matter. One set of partners provides us with funding. These national supporters know we can multiply the impact of their investment dollars and charitable contributions. Another set of partners shows us where we can do the most good. These local resources know their communities and bring us in to help.

3. Loans that make a difference

Together with our lending referral partners, we choose projects where a loan today will yield a big difference tomorrow. We focus on projects that create jobs. Loans that support low-income communities. Small businesses unable to obtain financing from traditional sources. We believe you can measure potential in more than simple numbers on a spreadsheet.

4. Jobs that change lives

Our loans empower the true neighborhood heroes: small business owners and local non-profits. With our funds, these companies hire their neighbors for full-time, stable jobs. They order new equipment, build new factories, and expand their services. They grow, prosper, and support a sizable—and local—workforce in cities and towns around the U.S.

5. Impact across communities

Better jobs, safe housing, and access to education, healthcare, and services boost entire communities. They level the playing field and give everyone—regardless of economic status—a chance to succeed. A CRF loan begins with a single business, but creates a long-term ripple effect that helps revitalize disadvantaged areas.

6. Reinvestment for tomorrow

A CRF loan provides a hand up—not a handout. Our borrowers pay off their loans, and we reinvest the money in another deserving project. A contribution to CRF doesn’t generate results just once; it continues full-circle to help—and help again.